Loan types

LOAN TYPES

PROGRAMS
IDEAL FOR
BEST FEATURE
Home Renovation Loan
Great location / older home
Finance all renovations into purchase price
of new home
Down Payment Protection —EquityProtect
Securing your investment in a rapidly appreciating market
Peace of mind with no out of pocket cost
Commercial Lending
Developers, Contractors, Investors
Financing for commercial, retail, or multi-unit developments.
No Down Payment
Renters looking to own
Get into a home with minimal costs
Reverse Mortgage
Aged 62+ homeowners
Pays you to live in your home
Energy Efficiency Loan
New or existing energy efficient improvement
Reduces the borrowing costs of improvements
Alternative Financing
Self-employed borrowers
Allows for qualification off of non-traditional income
5% Down Jumbo Loan
Home purchases $475k–$738k
Keep your hard earned money in the bank
Mortgage Insurance Buster Loan
Borrowers with FICO scores between 680-720
Stop paying PMI, pay your loan down faster
Dream Home Loan/Construction
Experienced homeowners ready to build
Flexible financing options for a variety of construction needs
Doctor Loan
Medical professionals
Higher loan amounts with low down payments

CONTACT US TO GET MORE INFORMATION

Contact Us >
Newsletter

Subscribe Our Newsletter

Lorem ipsum dolor sit amet, consectetur adipiscing elit.

About Us

Providing innovative solutions, key resources, and proven expertise to make every client’s real estate experience exceptional.

Contact Us

Address

+1 801-895-4461
191 N 290 W,
Lindon, UT 84042

Links

© 2022 Copyright G Real Estate | All Rights Reserved

Home Renovation Loan

  • Works with luxury items, (outdoor gourmet kitchen, new swimming pool)
  • Finance all repairs/upgrades into your 30 year loan, with low interest rate. (As opposed to high interest rate credit cards, HELOC, etc.)
  • Available with as little as 3%* down of the finished value
  • Concerns about housing price bubbles pull many homebuyers out of the market
  • Mitigating that risk opens that segment of the market
  • This product protects a buyers’ hard earned money, against unforeseen market turns.

Down Payment Protection —EquityProtect

  • Concerns about housing price bubbles pull many homebuyers out of the market
  • Mitigating that risk opens that segment of the market
  • This product protects a buyers’ hard earned money, against unforeseen market turns.
  • Works on refinance as well – allows you to take advantage of historic home values and pull money out, while still protecting your hard-earned equity.
  • Costs are included in applicable mortgages – (no additional out of pocket costs)

Commercial Lending

  • Commercial Projects
  • Acquisition and Development
  • Multi-Family Units (Apartments / Condos/
    Townhomes)
  • Retail Spaces
  • Community Development
  • Horizontal Build-outs

No Down Payment

  • Keep your money in the bank, finance the entire amount of your home, including closing costs.
  • Option for a soft-second – meaning you don’t make a payment on the second mortgage and after 36 months of on-time payments on the primary mortgage, the second is forgiven.
  • Available to prior homeowners.
  • Also available for non-occupant co-borrowers.

Reverse Mortgage

Designed specifically for homeowners and homebuyers age 62 and older, it could help you:
  • Dramatically lower your monthly mortgage payments
  • Consolidate auto loans and high-interest credit card debt, and reduce your bills
  • Improve monthly cash flow
  • Establish a standby line of credit you can tap into as needed
  • Gain payment flexibility, for more financial control
  • Fund large purchases like a new automobile
  • Assist a grandchild headed off to college
  • Fund major home renovation projects
  • Buy a home that better suits you

Energy Efficiency Loan

  • Consolidate high-interest rate loans into your 30 year fixed mortgage with one low rate
  • Finance energy efficient improvements up to 15% of your home’s value
  • Can be used to make repairs or preparations for natural disasters
  • Replace HVAC, or hot water heater, add smart thermostat, improve insulation, replace windows or doors
  • Makes purchase of homes with existing energy efficient improvements a seamless process
  • Receive $500 energy efficiency credit at closing

Alternative Financing

  • Great for self-employed borrowers
  • Uses bank statements to qualify
  • Interest only loan options
  • Qualify with low credit scores
  • Loans available for those with recent housing events such as foreclosure, short-sale, or bankruptcy
  • Loan amounts up to $2.5 million, with credit score as low as 500
  • Financing available for borrowers with greater than 10 financed properties
  • Financing available for foreign nationals

5% Down Jumbo Loan

  • Valid on sales price up to $738,000.
  • Avoid higher interest rates associated with Jumbo loans
  • Avoid increased underwriting scrutiny associated with Jumbo loans. i.e FICO, DTI, and LTV
  • Avoid paying costly mortgage insurance
  • Keep your hard-earned money liquid, while still obtaining the home of your dreams
  • Lower down payments can provide higher ROI in appreciating markets

Mortgage Insurance Buster Loan

  • Pay no private mortgage insurance on loans up to 95% LTV
  • Uses a low-rate HELOC to act as down-payment to get you below 80% LTV
  • Interest only payments on the HELOC can be much less expensive than costly mortgage insurance payment
  • Can me much more cost effective than lender paid Mortgage Insurance

Dream Home Loan Construction Loan

  • Ready to build it?
  • Flexible interest rates and payment terms
  • Traditional two-time construction close
  • Finance up to 90% of your dream project*
  • All processing, underwriting, and doc-prep is done in house
  • Local loan administration enables you to get quick answers to any scenario, streamlining the process to close
  • Single origination fee

Doctor Loan

  • For medical professionals. i.e dentists, doctors, etc.
  • Financing available up to 97% LTV, with competitive low rates reserved specifically for medical professionals
  • Student loan debt is excluded from qualification
  • Future employment contracts are acceptable, no paystub needed
  • Loan amounts up to $850,000