Contact Us – G Utah Real Estate

Skip to content

Home
Blog
Meet G
Accolades/Expertise
Buy/Sell/Invest Info
Contact Us
Search for:

Contact Usadmin2019-03-21T00:16:21-06:00

Get in touch and we’ll get back to you as soon as we can. We look forward to hearing from you!

Copyright 2019 G Real Estate | All Rights Reserved

Mortgage Insurance Buster Loan

Pay no private mortgage insurance on loans up to 95% LTV
Uses a low-rate HELOC to act as down-payment to get you below 80% LTV
Interest only payments on the HELOC can be much less expensive than costly mortgage insurance payment
Can me much more cost effective than lender paid Mortgage Insurance

Home Renovation Loan

Works with luxury items, (outdoor gourmet kitchen, new swimming pool)
Finance all repairs/upgrades into your 30 year loan, with low interest rate. (As opposed to high interest rate credit cards, HELOC, etc.)
Available with as little as 3%* down of the finished value
Concerns about housing price bubbles pull many homebuyers out of the market
Mitigating that risk opens that segment of the market
This product protects a buyers’ hard earned money, against unforeseen market turns.

Down Payment Protection —EquityProtect

Concerns about housing price bubbles pull many homebuyers out of the market
Mitigating that risk opens that segment of the market
This product protects a buyers’ hard earned money, against unforeseen market turns.
Works on refinance as well – allows you to take advantage of historic home values and pull money out, while still protecting your hard earned equity.
Costs are included in applicable mortgages – (no additional out of pocket costs)

Commercial Lending

Commercial Projects
Acquisition and Development
Multi-Family Units (Apartments / Condos/
Townhomes)
Retail Spaces
Community Development
Horizontal Build-outs

No Down Payment

Keep your money in the bank, finance the entire amount of your home, including closing costs.
Option for a soft-second – meaning you don’t make a payment on the second mortgage and after 36 months of on-time payments on the primary mortgage, the second is forgiven.
Available to prior homeowners.
Also available for non-occupant co-borrowers.

Reverse Mortgage

Designed specifically for homeowners and homebuyers age 62 and older, it could help you:

Dramatically lower your monthly mortgage payments
Consolidate auto loans and high-interest credit card debt, and reduce your bills
Improve monthly cash flow
Establish a standby line of credit you can tap into as needed
Gain payment flexibility, for more financial control
Fund large purchases like a new automobile
Assist a grandchild headed off to college
Fund major home renovation projects
Buy a home that better suits you

Energy Efficiency Loan

Consolidate high-interest rate loans into your 30 year fixed mortgage with one low rate
Finance energy efficient improvements up to 15% of your home’s value
Can be used to make repairs or preparations for natural disasters
Replace HVAC, or hot water heater, add smart thermostat, improve insulation, replace windows or doors
Makes purchase of homes with existing energy efficient improvements a seamless process
Receive $500 energy efficiency credit at closing

5% Down Jumbo Loan

Valid on sales price up to $738,000.
Avoid higher interest rates associated with Jumbo loans
Avoid increased underwriting scrutiny associated with Jumbo loans. i.e FICO, DTI, and LTV
Avoid paying costly mortgage insurance
Keep your hard-earned money liquid, while still obtaining the home of your dreams
Lower down payments can provide higher ROI in appreciating markets

Doctor Loan

For medical professionals. i.e dentists, doctors, etc.
Financing available up to 97% LTV, with competitive low rates reserved specifically for medical professionals
Student loan debt is excluded from qualification
Future employment contracts are acceptable, no paystub needed
Loan amounts up to $850,000

Dream Home Loan Construction Loan

Ready to build it?
Flexible interest rates and payment terms
Traditional two-time construction close
Finance up to 90% of your dream project*
All processing, underwriting, and doc-prep is done in house
Local loan administration enables you to get quick answers to any scenario, streamlining the process to close
Single origination fee

Alternative Financing

Great for self-employed borrowers
Uses bank statements to qualify
Interest only loan options
Qualify with low credit scores
Loans available for those with recent housing events such as foreclosure, short-sale, or bankruptcy
Loan amounts up to $2.5 million, with credit score as low as 500
Financing available for borrowers with greater than 10 financed properties
Financing available for foreign nationals